Specialist Landlord and Building Insurance Policy

Protecting your investment from identifiable risks is a key factor when choosing a Landlord and/or Building insurance policy for your rental property.    

Notwithstanding that Your Professionals Property Manager, acting as the guardian of your property, will provide you with a full range of personalised services including professional screening and the meticulous selection of suitable tenants for your investment property there will be events that you will be exposed too. These will have a financial impact to your investment and reduce the ability to provide you with the anticipated return, through a combination of out of pocket expenses and a reduction in rental income.   

The cause of such impact will be completely out of your control through either a tenant default (non payment of rent) and/or damage to the Building itself caused by the acts of the Tenant. As the owner, you can minimise your risks by ensuring that you have a comprehensive Landlords Policy and supported by a full replacement/reinstatement value Building and/or Contents insurance.

For less than $0.75 per day you may wish to arrange a Landlord Rental Protection Insurance which will ensure you have the necessary protection for:

·         Tenant default;

·         Accidental and malicious damage as well as theft to the Building / Contents;

·         Public Liability arising from the occupancy;

·         Domestic Workers Compensation (where applicable). 

To protect the Building from non tenant related events, you may wish to extend the Building Insurance to cover accidental loss or damage and receive premium benefits by leveraging the two covers into a single policy.

Premiums are highly competitive, the excesses are moderate and the policy wording has been designed specifically for the Professionals Group following extensive feedback from their Property Managers.

Call Professionals Insurance  Australasia today for your obligation FREE insurance quote!

P: 1800 832 832

E: professionals@au.lockton.com

This policy is issued by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL 239687) (Chubb). Terms, conditions, limits and exclusions apply. You should consider the Product Disclosure Statement, and whether this product is appropriate for you, available at www.professionalsinsurance.com.au or by calling us on 1800 832 832, before deciding to acquire, or to continue to hold, this product.

Professionals Insurance Australasia will act as your insurance broker in advising on and arranging this policy with Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL 239687)(Chubb). PL Insurance Brokers Pty Ltd T/as Professionals Insurance Australasia is an authorised representative (no. 001243596) of Lockton Companies Australia Pty Ltd (LCA) (ABN 85 114 565 785, AFSL 294 954).  Your Property Manager may receive commission up to 7% of the base premium for all policies that they arrange with Chubb on your behalf.

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